SMSF Property Purchase Service

Purchasing a property within your self managed super fund (SMSF) is not a task to be taken lightly. It not only requires a team of professionals to coordinate the efficient handling of the task, but a Buyers Agent specifically skilled in the requirements of SMSF property purchasing.

Kitty & Miles are experienced in purchasing property within SMSFs. We know the lender guides, legislative requirements and strategic pathways that are unique to SMSF property purchasing. You may consider this our 'end to end' SMSF property purchasing service.

Our SMSF Property Purchase Service consists of the following five strategic steps that are specifically tailored to SMSF property purchases:

Modern Apartment Buildings


Initial Consultation. Understanding Your SMSF Property Needs

In our initial meeting we will gain a feel for your what, where and why of SMSF property. As real estate Buyers Agents that purchase SMSF properties interstate, it is important we address the following questions during our initial meet:

  • Have you set up your corporate entity?
  • Have you set up your Bare Trust?
  • What is your budget?
  • What percentage of deposit will you be applying to this purchase?
  • What is your corporate interest rate?
  • Do you have a preference for the city your SMSF property is located in and why?
  • And lastly, has your accountant advised you of your gearing requirements?

The initial consultation allows us to gain an understanding of your SMSF property goals and unique personal situation as your potential SMSF property Buyers Agent. 

This meeting is a time for us to listen and for you to ask as many questions as you wish. We are happy to advise, guide and provide our SMSF property buying expertise so we each may gain a sense of our fit as a team. After all, the trusted ‘agent buyer’ relationship is integral to our mutual outcome success.

This meeting is also a time for you to gain an understanding of the SMSF property acquisition process and for us to provide you with information on our Buyers Agent services, fees and other pertinent information. Lastly, it is a meeting where, in essence, you get a feel for whether you like us and our methods (or not 😊).

Service Engagement. The Official Agreement

Once we have each decided we would like to work together as a property buying team we complete a Buyers Agency Agreement (BAA). After receiving your signed BAA and our retainer fee our real estate buyers advocate work for you then begins in earnest. From this moment on you are in safe, friendly and expert SMSF property purchasing hands.

Please note, we are aware that no pre-approval is granted for SMSF purchases. Hence, you’ll be engaging our Buyers Agent services prior to your finance being approved for this purchase. However, we ask you please discuss your financial requirements with a professional prior to engaging our Buyers Agent services.

Bugers Agent Service Engagement

Briefing. Fine Tuning Our Strategy

Buyers Agent Briefing

Imagine sitting across from a SMSF property professional who can almost read your mind and pinpoint exactly what it is that you desire in your property purchase within a brief amount of time. This is what our clients have noted about Kitty when they interact with her. “She listens intently and clarifies to ensure we are on the same page.”

Once you’ve formally engaged our services we’ll work through a detailed SMSF property brief together, in conjunction with your accountant, financial advisor and mortgage broker. We will determine your capital growth/rental yield goals via your SMSF property purchase and outline strategies to meet these goals thoroughly, yet efficiently.

You will be provided with a chance to ask any questions you may have and to be provided with any further information you may require to feel comfortable with our direction. 

Research and Analysis. High Quality Data and Financials

We utilise a variety of sources, including advanced statistics and data, as well as agent-only databases. We will research and source high-quality properties that are both off-market and on-market and select those suited to your SMSF property brief. This means you will have access to all available properties so as to make an informed decision from your end. We will also contact any private Vendors to ensure that we have the opportunity to view the widest range of properties possible and find that diamond in the rough for you. 

Once we’ve identified properties worthy of shortlisting for you, we conduct a detailed high-level objective market analysis to determine the current market worth of those properties. With access to our unique cutting edge data modelling, agent-only databases and comparable sales, we are able to determine an appropriate real-time price guide for the said properties. This ensures you don’t overpay or experience emotion clouding your judgement in the purchasing process. 

It is only after we have conducted diligent research and analysis that we then present you with a variety of properties that we feel are suited to your SMSF brief. From this presentation we further fine tune those properties you would like us to focus on. We inspect those properties you wish us to pursue for you and we provide you with detailed inspection reports and photographs to aid your decision making process. You will receive detailed property information sourced from our data derivatives,  RP Data and associated property research portals. Such information shall likely include (but not be limited to): forecast capital growth potential and estimation of gross rental yield, current real-time property value estimates, comparable sales and rentals, prior sales and rental history, and current marketing campaign edits such as price changes, sales method amendments and likewise.

From our shortlist of properties you may choose the property that is best suited to your needs.

Acquisition and Settlement. Expertise in Closing the Deal

Once you have chosen your desired property, we will, in consultation with you, determine the most beneficial negotiation strategy for your property purchase. Our negotiation methods are cutting edge and driven via intelligence capabilities. We will then set forth to secure your property as efficiently as possible, for the lowest possible price, for you.

Once your offer has been accepted by the Vendor, we will liaise with your financier to begin the finance process. We will also coordinate with your conveyancing solicitor to ensure the contract of sale is reviewed thoroughly and to verify that all legal requirements are met prior to unconditional exchange.

We will assist in the coordination of strata reporting, as well as building and pest inspection reporting. We are also able to coordinate correspondence with your financier to ensure all parties are on task for unconditional finance approval and a smooth settlement.

Our attention to detail whilst due diligence is undertaken allows us to remove any burden of stress or worry from your shoulders.

During the settlement period we also negotiate with property management companies to find the most competitive and favourable property management for your SMSF property. This ensures your property is delivering rental income for you from settlement date. This is, of course, included within our fee – no extra charge.

We maintain contact with you until settlement, to be certain all is running smoothly. Once settlement has taken place we close off any remaining queries you may have. Ensuring your peace of mind is our business!

Should you require further services past settlement, such as renovations, styling or refurbishments, we can assist with that too. Please visit our Upgrade Works Service Hub for further details on the additional services we may offer you, the property buyer, after settlement is completed.

Our advice is informative in nature.

It is important to seek advice from your financial professional prior to purchasing property in a SMSF.