RBA Archives - Kitty & Miles

CBA Forecasts a 10% Drop in House Prices in 2023

It seems our ‘smoking hot’ property market is cooling due to higher borrowing costs and ‘natural fatigue’, says CBA…

No Interest Rate Hike Before 2024? Yehaa!

This could be good news for borrowers. Maybe. The RBA still expects there won’t be an official rate rise until at least 2024, flying in the face of economists at major banks predicting an earlier rise…

2024 Australian government borrower buyers agent expansion phase fixed-term government bonds interest rate investment kitty and miles loan loan application loans low-interest rate mortgage rates property investment quantitative easing RBA recovery phase Sydney buyers agent

Translate »

#wpadminbar #wp-admin-bar-p404_free_top_button .ab-icon:before{content:"";color:red;top:2px;}img.wp-smiley,img.emoji{display:inline !important;border:none !important;box-shadow:none !important;height:1em !important;width:1em !important;margin:0 .07em !important;vertical-align:-.1em !important;background:none !important;padding:0 !important;}.wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em;}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none;}p.hello{font-size:12px;color:darkgray;}#google_language_translator,#flags{text-align:left;}#google_language_translator{clear:both;}#flags{width:165px;}#flags a{display:inline-block;margin-right:2px;}#google_language_translator{width:auto !important;}div.skiptranslate.goog-te-gadget{display:inline !important;}.goog-tooltip{display:none !important;}.goog-tooltip:hover{display:none !important;}.goog-text-highlight{background-color:transparent !important;border:none !important;box-shadow:none !important;}#google_language_translator select.goog-te-combo{color:#32373c;}#google_language_translator{color:transparent;}body{top:0px !important;}#goog-gt-{display:none !important;}font font{background-color:transparent !important;box-shadow:none !important;position:initial !important;}#glt-translate-trigger{left:20px;right:auto;}#glt-translate-trigger > span{color:#fff;}#glt-translate-trigger{background:#f89406;}.goog-te-gadget .goog-te-combo{width:100%;}.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important;}@media screen and (max-height: 1024px){.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important;}.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important;}}@media screen and (max-height: 640px){.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important;}.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important;}}.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important;}.bg-title h2:after{content:"";background:#fcc7c3;width:45%;height:20px;display:block;float:none;margin:auto;margin-top:-20px;}.elementor-4185 .elementor-element.elementor-element-e69251d:not(.elementor-motion-effects-element-type-background),.elementor-4185 .elementor-element.elementor-element-e69251d > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url("https://cdn-ghgnl.nitrocdn.com/GzKyLctyNtUmdrqggfuuNaUPBfRMhmhe/assets/images/optimized/rev-ce11694/kittyandmiles.com.au/wp-content/uploads/2020/10/Screenshot-2024-11-01-at-1.30.32%E2%80%AFPM.png");background-repeat:no-repeat;background-size:cover;}.elementor-4185 .elementor-element.elementor-element-e69251d{transition:background .3s,border .3s,border-radius .3s,box-shadow .3s;}.elementor-4185 .elementor-element.elementor-element-e69251d > .elementor-background-overlay{transition:background .3s,border-radius .3s,opacity .3s;}.elementor-widget-image .widget-image-caption{color:var(--e-global-color-text);font-family:var(--e-global-typography-text-font-family),Sans-serif;font-size:var(--e-global-typography-text-font-size);font-weight:var(--e-global-typography-text-font-weight);line-height:var(--e-global-typography-text-line-height);}.elementor-widget-raven-nav-menu .raven-nav-menu-main .raven-nav-menu > li > a.raven-menu-item{font-family:var(--e-global-typography-text-font-family),Sans-serif;font-size:var(--e-global-typography-text-font-size);font-weight:var(--e-global-typography-text-font-weight);line-height:var(--e-global-typography-text-line-height);color:var(--e-global-color-text);}.elementor-widget-raven-nav-menu .raven-nav-menu-main .raven-nav-menu > li:not(.current-menu-parent):not(.current-menu-ancestor) > a.raven-menu-item:hover:not(.raven-menu-item-active),.elementor-widget-raven-nav-menu .raven-nav-menu-main .raven-nav-menu > li:not(.current-menu-parent):not(.current-menu-ancestor) > a.highlighted:not(.raven-menu-item-active){color:var(--e-global-color-accent);}.elementor-widget-raven-nav-menu .raven-nav-menu-main .raven-nav-menu > li > a.raven-menu-item-active,.elementor-widget-raven-nav-menu .raven-nav-menu-main .raven-nav-menu > li.current-menu-parent > a,.elementor-widget-raven-nav-menu .raven-nav-menu-main .raven-nav-menu > li.current-menu-ancestor > a{color:var(--e-global-color-accent);}.elementor-widget-raven-nav-menu .raven-nav-menu-main .raven-submenu > li > a.raven-submenu-item{font-family:var(--e-global-typography-text-font-family),Sans-serif;font-size:var(--e-global-typography-text-font-size);font-weight:var(--e-global-typography-text-font-weight);line-height:var(--e-global-typography-text-line-height);color:var(--e-global-color-text);}.elementor-widget-raven-nav-menu .raven-nav-menu-main .raven-submenu > li:not(.current-menu-parent):not(.current-menu-ancestor) > a.raven-submenu-item:hover:not(.raven-menu-item-active),.elementor-widget-raven-nav-menu .raven-nav-menu-main .raven-submenu > li:not(.current-menu-parent):not(.current-menu-ancestor) > a.highlighted:not(.raven-menu-item-active){color:var(--e-global-color-accent);}.elementor-widget-raven-nav-menu .raven-nav-menu-main .raven-submenu > li > a.raven-menu-item-active,.elementor-widget-raven-nav-menu .raven-nav-menu-main .raven-submenu > li.current-menu-parent > a,.elementor-widget-raven-nav-menu .raven-nav-menu-main .raven-submenu > li.current-menu-ancestor > a{color:var(--e-global-color-accent);}.elementor-widget-raven-nav-menu .raven-nav-menu-mobile .raven-nav-menu li > a{font-family:var(--e-global-typography-text-font-family),Sans-serif;font-size:var(--e-global-typography-text-font-size);font-weight:var(--e-global-typography-text-font-weight);line-height:var(--e-global-typography-text-line-height);color:var(--e-global-color-text);}.elementor-widget-raven-nav-menu .raven-nav-menu-mobile .raven-nav-menu li > a:hover{color:var(--e-global-color-accent);}.elementor-widget-raven-nav-menu .raven-nav-menu-mobile .raven-nav-menu li > a.raven-menu-item-active,.elementor-widget-raven-nav-menu .raven-nav-menu-mobile .raven-nav-menu li > a:active,.elementor-widget-raven-nav-menu .raven-nav-menu-mobile .raven-nav-menu > li.current-menu-ancestor > a.raven-menu-item{color:var(--e-global-color-accent);}.elementor-widget-raven-nav-menu .raven-nav-menu-toggle-button{color:var(--e-global-color-secondary);}.elementor-widget-raven-nav-menu .raven-nav-menu-toggle-button svg{fill:var(--e-global-color-secondary);}.elementor-widget-raven-nav-menu .hamburger-inner,.elementor-widget-raven-nav-menu .hamburger-inner::after,.elementor-widget-raven-nav-menu .hamburger-inner::before{background-color:var(--e-global-color-secondary);}.elementor-widget-raven-nav-menu .raven-nav-menu-toggle-button:hover{color:var(--e-global-color-accent);}.elementor-widget-raven-nav-menu .raven-nav-menu-toggle-button:hover svg{fill:var(--e-global-color-accent);}.elementor-widget-raven-nav-menu .raven-nav-menu-toggle-button:hover .hamburger-inner,.elementor-widget-raven-nav-menu .raven-nav-menu-toggle-button:hover .hamburger-inner::after,.elementor-widget-raven-nav-menu .raven-nav-menu-toggle-button:hover .hamburger-inner::before{background-color:var(--e-global-color-accent);}.elementor-4185 .elementor-element.elementor-element-c6ba69a .raven-nav-menu-horizontal .raven-nav-menu > li:not(:last-child){margin-right:26px;}.elementor-4185 .elementor-element.elementor-element-c6ba69a .raven-nav-menu-vertical .raven-nav-menu > li:not(:last-child){margin-bottom:26px;}.elementor-4185 .elementor-element.elementor-element-c6ba69a .raven-nav-menu-main .raven-nav-menu > li > a.raven-menu-item{color:#fff;background-color:rgba(0,0,0,0);}.elementor-4185 .elementor-element.elementor-element-c6ba69a .raven-nav-menu-main .raven-submenu > li:not(:last-child){border-bottom-width:1px;}.elementor-4185 .elementor-element.elementor-element-c6ba69a .raven-nav-menu-mobile .raven-nav-menu li > a{padding:8px 32px 8px 32px;}.elementor-4185 .elementor-element.elementor-element-c6ba69a .raven-nav-menu-toggle{text-align:center;}@media (max-width:1024px){.elementor-widget-image .widget-image-caption{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height);}.elementor-widget-raven-nav-menu .raven-nav-menu-main .raven-nav-menu > li > a.raven-menu-item{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height);}.elementor-widget-raven-nav-menu .raven-nav-menu-main .raven-submenu > li > a.raven-submenu-item{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height);}.elementor-widget-raven-nav-menu .raven-nav-menu-mobile .raven-nav-menu li > a{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height);}}@media (max-width:767px){.elementor-widget-image .widget-image-caption{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height);}.elementor-widget-raven-nav-menu .raven-nav-menu-main .raven-nav-menu > li > a.raven-menu-item{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height);}.elementor-widget-raven-nav-menu .raven-nav-menu-main .raven-submenu > li > a.raven-submenu-item{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height);}.elementor-widget-raven-nav-menu .raven-nav-menu-mobile .raven-nav-menu li > a{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height);}}.elementor-4185 .elementor-element.elementor-element-e69251d:not(.elementor-motion-effects-element-type-background).nitro-lazy,.elementor-4185 .elementor-element.elementor-element-e69251d > .elementor-motion-effects-container > .elementor-motion-effects-layer.nitro-lazy{background-image:none !important;}:root{--wp--preset--aspect-ratio--square:1;--wp--preset--aspect-ratio--4-3:4/3;--wp--preset--aspect-ratio--3-4:3/4;--wp--preset--aspect-ratio--3-2:3/2;--wp--preset--aspect-ratio--2-3:2/3;--wp--preset--aspect-ratio--16-9:16/9;--wp--preset--aspect-ratio--9-16:9/16;--wp--preset--color--black:#000;--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:#fff;--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,rgba(6,147,227,1) 0%,#9b51e0 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,#7adcb4 0%,#00d082 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,rgba(255,105,0,1) 0%,#cf2e2e 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,#eee 0%,#a9b8c3 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,#4aeadc 0%,#9778d1 20%,#cf2aba 40%,#ee2c82 60%,#fb6962 80%,#fef84c 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,#ffceec 0%,#9896f0 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,#fecda5 0%,#fe2d2d 50%,#6b003e 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,#ffcb70 0%,#c751c0 50%,#4158d0 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,#fff5cb 0%,#b6e3d4 50%,#33a7b5 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,#caf880 0%,#71ce7e 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,#020381 0%,#2874fc 100%);--wp--preset--font-size--small:13px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:36px;--wp--preset--font-size--x-large:42px;--wp--preset--spacing--20:.44rem;--wp--preset--spacing--30:.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;--wp--preset--shadow--natural:6px 6px 9px rgba(0,0,0,.2);--wp--preset--shadow--deep:12px 12px 50px rgba(0,0,0,.4);--wp--preset--shadow--sharp:6px 6px 0px rgba(0,0,0,.2);--wp--preset--shadow--outlined:6px 6px 0px -3px rgba(255,255,255,1),6px 6px rgba(0,0,0,1);--wp--preset--shadow--crisp:6px 6px 0px rgba(0,0,0,1);}:where(.is-layout-flex){gap:.5em;}:where(.is-layout-grid){gap:.5em;}body .is-layout-flex{display:flex;}.is-layout-flex{flex-wrap:wrap;align-items:center;}.is-layout-flex > :is(*,div){margin:0;}body .is-layout-grid{display:grid;}.is-layout-grid > :is(*,div){margin:0;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}.has-black-color{color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color:var(--wp--preset--color--white) !important;}.has-pale-pink-color{color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color:var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color:var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color:var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color:var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color:var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background:var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background:var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background:var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background:var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background:var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background:var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background:var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background:var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background:var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background:var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size:var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size:var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size:var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size:var(--wp--preset--font-size--x-large) !important;}